# Integrated Plan
An integrated FI plan hooks into all your existing financial data loaded within Money FI. This not only creates a more accurate projection of your FI journey but also tracks your progress over time.
There's no need to enter your investment balance, monthly expenses or how much you invest each month as is the case with the basic plan. All of this information along with several other attributes are determined based on your existing data.
The following parameters will need to be entered:
- Inflation: This is the current inflation rate in your country.
- Annual Return: This is the growth rate you expect from your investments over time. If you're unsure of what to enter here, you can assume somewhere in the region of 6% to 9% if you're invested broadly across the stock market.
- Withdrawal Rate: This represents how much you plan to withdraw from your investments on an annual basis after your reach financial independence. The most commonly used value for this in the FI community is 4% however feel free to adjust this as you wish.
- Contribution Increase: If you plan on increasing the amount you contribute to your investments annually, enter that percentage here.
- Rolling Timeframe: Our finanances are seldom static. They change over time and we often have outlier months where once off big changes occur. By using a rolling timeframe, your finances are smoothed over time to ensure your FI projection is based off of a more representative average.
- Rolling Type: By selecting either median or average, your finances are smoothed over the last X months (ie: The value you selected above) using either median or average.
# Events
Once the above information has been entered, you'll have the option to add future life events which will impact your FI projection.